Debt collectors use many tactics to collect debts — some are legal, but many are not. If a creditor or debt collector has crossed the line in an attempt to collect, you may have a valid claim against the creditor or collection agency for violation of the Fair Debt Collection Practices Act (FDCPA). Weisberg Law is a consumer rights law firm focused exclusively on representing victims in New Jersey and Pennsylvania. We never represent the collection agency or the creditor — we represent only you, the consumer.
To learn if you have a valid claim under the Fair Debt Collection Practices Act, contact Weisberg Law and schedule an initial consultation.
Stop Harassment From Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) is a federal law intended to eliminate abusive debt collection practices. The following constitutes illegal or wrongful debt collection under the FDCPA:
- Making calls to nondebtors (calling your friends, neighbors or family about your debts)
- Calling you at work
- Harassing or abusive phone calls, messages or letters
- Using intimidation, threats or lies to collect debts
- Making threats about wage garnishments, lawsuits or other legal action
- Implying that illegal conduct will be taken if your bills are not paid
- Attempting to collect debts that are not owed (e.g., someone else's debts or debts discharged in bankruptcy)
Put our extensive experience in consumer protection litigation in your corner when facing an overbearing debt collector. In filing a lawsuit against the creditor and collection agency under the Fair Debt Collection Practices Act, we may be able to negotiate a compromised debt settlement agreement, getting the debts entirely discharged. In certain cases, you may be entitled to compensation for your embarrassment, emotional distress, and pain and suffering, as well as for punitive damages against the unscrupulous collector.
Don't Endure Unfair Debt Collection In The Philadelphia Area
You have endured enough. Discuss your rights under the Fair Debt Collection Practices Act with an experienced attorney at our firm. Contact us at one of our offices in Philadelphia, Morton or Pennsauken. We offer contingency fee representation.