A lot of credence is given to the U.S. Constitution, and for good reason. This document, which serves as the foundation of our country, lays out the basic rights and protections afforded to all individuals. However, as time passes and the world changes, laws must be enacted to clarify the meaning of the constitution and further protect the rights it enumerates.
Some people will do just about anything to make a buck. This is especially true when it comes to those individuals who are seeking to collect an owed debt. While a credit agency may be entitled to collect a debt, there are limitations to the lengths they can go to obtain those funds. The Fair Debt Collection Practices Act places a number of regulations on debt collectors to ensure consumer protection. A violation of any one of these regulations may serve as the grounds for legal action.