Aggressive Advocates For Your Rights

February 2018 Archives

What to do when debt collectors harass you

In the past, debt collection agencies would employ various disingenuous tactics to try to get people to pay. In 1977, the Fair Debt Collection Practices Act became a federal law. It received amendments in 1996, and it prevents debt collectors from utilizing certain tactics because the law classifies them as abuse. 

What is the foreclosure process in Pennsylvania?

As soon as you miss a couple of mortgage payments, you will probably hear from your lender. Don't ignore their phone calls and letters. Instead, make an honest assessment of when and whether you expect to be able to catch up on your payments. Your lender may be willing to help you. If not, you need to understand the foreclosure process.

House bill would make ADA business accessibility lawsuits harder

Today, it's shocking when people with disabilities are prevented from shopping at stores or working with businesses due to accessibility problems. It does still happen, but it is less common now thanks to the Americans With Disabilities Act.

Major study finds racist redlining in mortgage lending nationwide

It has been 50 years since the Fair Housing Act prohibited race discrimination in mortgage lending. Unfortunately, a major new study has found that these harmful and illegal practices continue today, despite an affirmative obligation on lenders to actively solicit business from every segment of their communities.

Changes being made at the Consumer Financial Protection Bureau

Since its creation in 2011, the Consumer Financial Protection Bureau has been working to protect consumers' interests in the financial sector. Its new director has been making apparently substantial changes.

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